Construction is evolving, so should your surety facility. Policy Payment ID* What is this? Postal Code*. Other common NFP Canada email patterns are [first_initial] [last] (ex. Founded in 1998. I get a lot of clients who have tried other. 410 Bethesda COURT. Previous. Discover Ripple milk and flavors it comes in!Improving palliative care in Canada is everyone’s business, not just the responsibility of a small number of palliative care specialist physicians and nurses. Conveniently make a payment for your insurance policy. Every community has the potential to transform our society into a skilled, informed, and compassionate one with respect to palliative care. Texas 1250 S. Bell Flavors & Fragrances Canada. Upgraded Brand Kit: create more color palettes, and upload. Explore NFP Canada's car insurance solutions. Organizations refer to upper-level personnel in their management structures as leadership. Wealthspire Capital, LLC 1 Preserve Parkway, Ste. The transaction closed on November 1, 2021. Daysy has flexible payment options. User name. ca. The NFP US Benefits Trend Report is designed to provide insights that help employers better align affordable benefits with employee wants and needs to ensure overall organizational success while fostering higher rates of satisfaction, productivity, well-being, and engagement. A monthly DAZN subscription costs $24. Funding programs from Employment and Social Development Canada (ESDC) are government grants and contributions that help support jobs, training and social development. InfoCanada, an infogroup company. 925. Talk to a broker today about the coverage you need for your home and vehicle. When a claim is made, that promise gets put to the test. The best plan design isn’t covering everything you have today — it’s keeping an eye to the future and rooting out unnoticed shortfalls. Microsoft representatives can help you find the right products for your organization and address inquiries related to eligibility and technical support. Capital of Texas Highway, Bldg. NFP enables client. Canada: Give us a call: 1-833-846-5891 (Open M-F 9am-5pm EST) or send us an e-mail to infocanada@skechers. All NFL games can be streamed live in Canada using DAZN. NFP provides innovative employee benefits, property and casualty insurance, retirement, and individual private client insurance and benefits coverage. 9, 2021 /PRNewswire/ -- NFP, a leading insurance broker and consultant that provides business and personal insurance, group benefits, retirement, and individual solutions today. Every little bit helps. Fill out this form to send us a message or call us at 1-844-811-1118. (NFP). Read More. I'm raising money for The Dates Group Project NFP and your contribution will make an impact, whether you donate $5 or $500. 对于一个商业排料软件来说, 不允许说是"能应付大多数情况". Zillow has 38 photos of this $489,000 4 beds, 2 baths, 2,534 Square Feet single family home located at 1919 Martha Washington DRIVE, Wauwatosa, WI 53213 built in 1927. For example, if your corporation was incorporated under the NFP Act on July 12, the annual return is due within 60 days of July 12 the next year and every year after that. 3 billion in assets under management and. Aug 2018 - Present5 years. NFP enables client. We’ll help you find the right carrier to cover you and protect you against: Cost to repair damage to your vehicle caused by another vehicle or an object. Navacord broker partners are able to deliver innovative benefits packages and retirement solutions that help you standout from the competition. Our partners make it their mission to help accelerate your mission. – Your policy number. NFL+ is the National Football League’s exclusive streaming service. Experience. Raised by 6 people in 1 day. This online Privacy Policy (“ Privacy Policy ”) applies to information about you obtained through nfp. With a depth of expertise and a commitment to exceptional, personalized service, we create custom insurance and surety solutions for a niche industry of valued corporate clients. | NFP is a leading insurance broker and consultant providing specialized business and personal insurance, group benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. 6 million (2003) Stock Exchanges: New York. 1, 2021. ; The bar created from 8:30 to 8:45 a. After all, the board is at the top of the organizational structure and ultimately responsible for the oversight and strategic direction of the organization. com. Corporation key. NFP offers great benefits. 2. not selling products or tickets), and by receiving these discounted rates, your organization will be agreeing to primarily use your Stripe account for this. Forgot Password? New User? Disclaimer : The registration will expire after 30 inactive days from the last application date. com Zurich Canada Phone: (416. Find the shortest path to reach key decision makers. m. NFP has more than 3,200 employees and global capabilities. After all, the board is at the top of the organizational structure and ultimately responsible for the oversight and strategic direction of the organization. 5 baths. In Canada, DAZN comes with access to NFL. Total Assets: $671. are not affiliated with Kestra IS or Kestra AS. is a Director, Human Resources Services at NFP Canada based in Toronto, Ontario. View our commitment to ethics and compliance. From . Documenting cash and preparing cash. NEW YORK, Nov. The settlement, at $735 million, is one of the largest to date for derivative litigation. The Marquette Method is form of natural family planning (NFP, or fertility awareness based method, FABM). Meetings & Workshops. . com or 877-637-0637 Payroll For questions regarding your paycheck, direct deposit, employment verifications, and all payroll-related inquiries InfoCanada, Mississauga, Ontario. Canada’s coldest recorded temperature is -63. Waukesha. 9, 2021 /CNW/ -- NFP, a leading insurance broker and consultant that provides business and personal insurance, group benefits, retirement, and individual solutions today announced. September 26, 2023. 00. Eurofins Environment Testing Canada (EETC) is a group of full service and specialty laboratories located in Ontario. We are Canada’s New Democrats. Office: 952. Each relationship revolves around a comprehensive plan built on a thorough understanding of your goals. small business insurer, today released the 2023 AmTrust Retail Risk Report and found that more workers’ compensation claims in the retail sector occurred in January compared to the busy holiday months of November and. When reporting a claim, please provide the following information: – Your name. We would like to show you a description here but the site won’t allow us. ft. 01. Canada Not-for-profit Corporations Act. (905) 648-3922. Sign in with your NFP Email username and password. Empowering communities with customized insurance, benefits and wealth solutions. Phone: 450-444-3819. Ivette Hernández - CHHA - Toronto • ON | 17-11-2023. Contact us to discuss your needs & discover how we can. NFP is a leading insurance broker, consultant and financial services firm providing specialized servi NFP Canada | Toronto ON Better solutions are closer than you think. Headquartered in Cambridge, Ontario, our roots here in Canada are strong. ; B2C Link Personal and professional data attributes in a single profile for a 360-view of your audience. 1). What is Natural Family Planning? Natural Family Planning (NFP) is an umbrella term for certain methods used to achieve and avoid pregnancies. com Phone: 416 365 7587 Website: libertymutualcanada. Sign up to become a Member to gain access to all of our documents, handbooks, and resources. United Business Insurance Agency, Inc. – The name of the insured (i. . 他们乐观、自然、富有创造性和自信，具有独创性的思想和对可能性的强烈感受。. Email. Thiensville Real estate. . Read More. Both entities are subsidiaries of NFP Corp. com Get Directions. MilitaryMamaNetwork, NFP. Surety insurance Warranty Fronting. Nfp算法。 我们的官网有公布nfp算法测试数据， 需要说明的是， 我们测试的nfp算法包括计算好nfp之后的多边形的优化， 如果单纯以计算出nfp多边形而论， 会显著地比列出来的数据要好。 2. Professional Training and Coaching. Corporate headquarters: 1090 Don Mills Road, Suite 500, Toronto, Ontario M3C 3R6, CA. Phone: +1 832-915-3603: Puerto Rico: +1 787-418-3696: Hours: Monday to Friday, 8:00 a. a director of an NFP is a significant responsibility, and it must be undertaken with care. Includes Benefits Compliance Portal, Fiduciary Briefcase, and Kestra Financial. NFP Canada 10,754 followers 2d Report this post Report Report. The cold air lasted for a week. ServiceNow PW Reset Request. Logon Data. File your annual returns. 2023 Leave Management Report. This database does NOT include corporations created under financial legislation (such as financial institutions, insurance companies or loan and trust companies) or those created under provincial/territorial legislation or corporate legislation from another jurisdiction. Step 2 – If you can’t find the information you’re looking for, make an access to information or personal information. 1290 Central Pkwy W Ste 500, Mississauga, Ontario, L5C 4R9, Canada. Discover more now. 9, 2021 /PRNewswire-PRWeb/ -- NFP, a leading insurance broker and consultant that provides business and personal insurance, group benefits, retirement, and individual solutions today announced its acquisition of Foster Park Brokers Inc. Introducción . Account Executive at InfoCanada | an InfoGroup company Leading provider of business and consumer data See all employees Similar pages The Performance Management Academy Inc. ; Apogee Hundreds of attributes on your donor. Sunday, 1 p. Food and Drug AdministrationThis database does NOT include corporations created under financial legislation (such as financial institutions, insurance companies or loan and trust companies) or those created under provincial/territorial legislation or corporate legislation from another jurisdiction. That means having tough conversations about money, making new connections, and learning from experts in orConsultez notre site web pour tout savoir de l’actualité internationale, nationale et régionale. NFP, a leading insurance broker and consultant, today announced Robert Beauchamp has joined as vice president, commercial lines, in Quebec, Canada. You can view this form in: PDF t1044-23e. Originally starting from $40. Directors of NFP organizations have various duties to their organizations and to themselves in terms of personal liability. Attend in. Chaussures athlétiques, décontractées, de travail, larges, pour enfants et de performance avec du style, du confort, de l'innovation, de la qualité et de la valeur. Executive Leadership. Financial procedures outline how to handle financial practices for things like: Receiving and endorsing checks. 0:51. Worldwide Presence. Costs to repair damage to your. NFP Canada | 10,753 followers on LinkedIn. Jay Cavanagh Director, Wealth Transfer Jay Cavanagh Director, Wealth Transfer Jay is a director of the Wealth Transfer team at NFP’s Minnesota office, formerly The KNW Group, where he was a managing partner and cofounder. Les risques complexes feront toujours partie de la vie, et bien les gérer nécessite une expertise spécialisée — une telle expertise comprend ce dont vous avez besoin pour protéger tout ce que vous avez construit. NAIC: 523930 Investment Advice. e. Compare. Our expansive reach gives us access to the most highly rated insurers, vendors and financial institutions in the industry, while our. Explore a variety of resources for nonprofits from Microsoft. ; Apogee Hundreds of attributes on your donor. 一个理想的ENFP的一生看上去就是一个不断追寻梦想的过程。. Liked by George Gouskos. Trust our expertise to protect what matters most to you. (Annual subscription–auto renews)1. We have taken eight lines of potential cyber concerns – cyberattacks, ransomware, identity theft, cybercrime, smart devices, and wearables, cyberbullying, reputation coverage, and cyberstalking – and bundled them into one. Construction is evolving, so should your surety facility. . ServiceNow PW Reset Request. A corporation must prepare financial statements each year (refer to subsection 172(1) the Canada Not-for-profit Corporations Act (NFP Act)) which comply with the requirements of the NFP Act. Almost all summer she spent in the war zone. | NFP is a leading insurance broker and. What's the housing market like in 53147? Sold: 4 beds, 2. 4 beds. 13 GLOBAL BEST IN INSURANCE 2022 US 5-STAR CYBER UK CANADA Liberty Mutual Canada Email: InfoCanada@libertymutual. The nutrition facts table can help you to identify nutrients you may want to limit, such as. Before property damage, income loss, or liability claims bite into your bottom line, comprehensive property and casualty insurance gives you the resources to get you back to business. Intact Insurance for your car, home and business insurance needs. Whether it is caring for children in crisis, treating complex medical issues or helping families find the parenting resources they need, Boys Town is. NFP est un courtier d’assurance et un consultant de premier plan offrant des solutions spécialisées en matière d’assurance commerciale et personnelle, d’assurance collective, de retraite, ainsi que des solutions pour particuliers. During this winter, Siberian air stalled over Canada, leaving Canadians scrambling for warmth. pdf. NMLS #1303160. Our advisors are supported by an internal team of experts dedicated entirely to identifying the best possible investment solutions for clients. InfoCanada. Whitefish Bay Real estate. jdoe@nfp. Empowering communities with customized insurance, benefits and wealth solutions. NFP conducted a benchmarking study to identify the leave management practices that drive policy across various US industries. Explore NFP's diverse range of insurance and financial solutions. 2023 will require businesses to remain resilient through turbulent times. Current as of July 2021 | Download print version (in PDF) This section describes the legal framework governing nonprofit organizations (also known as non-governmental organizations or NGOs) in Canada, and includes translations of legislative provisions relevant for a foundation or advisor undertaking an equivalency determination of a foreign grantee under IRS Revenue Procedure 92-94. business (Business. Tel: (416) 504-1118 Fax: (416) 504-1117 info@pmac. Back. 696 Hahn Drive. View Contact Info for Free. New York, September 20, 2021 – Wealthspire Advisors, an NFP company and independent investment advisor based in New York, NY, has been named to Barron’s Top 100 RIA Firms List, which recognizes top firms across the nation. Ratings data are provided by the following and are reprinted with. Professional Training and Coaching. An NFP shall provide the transition disclosures required by paragraph 250-10-50-1 in the period of adoption. | NFP is a leading insurance broker and consultant providing specialized business and personal insurance, group benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. Learn how you can support your employees, beneficiaries, donors, and volunteers with disabilities through these videos and both live and pre-recorded training sessions. Barron’s independently ranks the top 100 RIA firms based on three primary criteria: assets, revenue, and quality of. DigitalShield is a proprietary personal cyber product – the first of its kind – providing best-in-class coverage. If this is the first time you are using this service, Please click on new user. NFP and NFP CA Insurance Services, Inc. Discover more now. We are proud to share our economic calendar with you, but would remind you that due to external factors beyond our control, Investing. In 2020, government non-profit institutions received 54. O que é a Nota Fiscal Paulista? É um programa de estimulo à cidadania fiscal no Estado de São Paulo, que tem por objetivo estimular os consumidores a exigirem a entrega do documento fiscal na hora da compra. DESIGNING THE GOVERNANCE FRAMEWORK 13. Serving Canada with reliable data for over 40 years – Data Axle Canada unlocks new insights to fuel your sales efforts, marketing, research, product development, and more. These select Dynamics 365 and Power Platform partners are ready to deliver solutions from case management, program design, donor insights, and finance and operations, to help make your nonprofit more efficient and innovative. All corporations with annual gross revenue of more than $1 mil lion have to file their T2 Corporation Income Tax Return electronically, except for: corporations that are exempt from tax payable under section 149 of the Income Tax Act. Administrative dissolution of not-for-profit corporations begins July 2023. . At the time of this report, its website stated that it has information from over 12 million Canadians, and provides demographic categories, such as income range, home type and value, marital status. com), which is being used by 90. Enter the seven-digit corporation number that was assigned to the federal body corporate when it first came under Corporations Canada's jurisdiction (e. Yemen. This means that the law treats the. 因为ENFP型的人对可能性很感兴趣，所以. NFP is part of the Insurance industry, and located in New York, United States. Sylogist is the most trusted provider of software solutions for the public sector and nonprofits. 9 the acquisition of Foster Park Brokers Inc. NFP Canada | 11,453 followers on LinkedIn. NFP in Canada. Not-for-profit (NFP) governance fundamentals: Board basics for the NFP director. © 2022 National Financial Partners Corp. NACE is a non-invasive prenatal screening test for the most frequent chromosomal abnormalities. , CUSIP Global Services & American Bankers Association . NFP Canada: Everything you need to know. Within 15 days of the change or, in the case of a change to a director's address, within 15 days of being notified of the change. to 9:00 p. @nfpca. m. are not affiliated with Kestra IS or Kestra AS. Stephanie C. Reach out today to start a conversation about how we can work together to move you forward. November 19, 2023 - 6:00 PM. 00. Early Access Black Friday Event! Members Only: Members Only: 30% OFF Select Footwear - Code: BLACK30 SHOP. We enable client success through specialized expertise,. Uniting brokerages across the country under the business name plays a role in company's larger. June 30, 2022. Employee Benefits For questions about your benefits [email protected] is German-made, Swiss-designed, with the foundation of over three decades of pioneering research, innovation, and experience from our family-run company. NEW YORK, Sept. NFP has signed a 10-year lease for 13,000 SF in First Canadian Place, the state-of-the-art Class A office complex located in. -based insurance brokerage, announced Nov. is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and. NFP enables client. com. 6. In addition, check out our latest promotions, offers, and sales for additional savings! 394 Résultats. MLS# 1835877. Yes,. de. NFP is a chemical- and device-free form of contraception that involves tracking a woman's fertility cycle, and and avoiding sex or using alternative birth control like condoms on the days when she. Syncing Employee Needs with Culture and CostEasier Payments, Built Just for Insurance Speed up reconciliation, bind policies faster, and provide an experience customers love, with powerful tools that make insurance payments a [email protected] live NFL pro football scores easily and discreetly on your desktop with ESPN's RealTime Scores widget. Phone Number (800) 565-7224. Average of 1 Customer Reviews. ; Consumer Data Over 300 consumer attributes updated in real-time and compiled from over 100 sources. As online threats such as ransomware attacks and data breaches continue to grow in frequency and severity. room/month. 11/19/2023 10:42 PM. com) and [first] (ex. Uniting brokerages across the country under the business name plays a role in company's larger strategy to grow in the Canadian marketplace. Nonprofit Cloud is the foundation of Salesforce for Nonprofits. | NFP is a leading insurance broker and consultant providing specialized business and personal insurance, group benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NEW YORK, Nov. Actual. List of the Disadvantages of Non-Profit Organizations. Uno de los puntos que más resalta en la forma de gobierno de Canadá es la Cámara de los Comunes. She leads all human resources operations, compensation and benefits practices, employee benchmarking, change management, and mergersand acquisitions diligence, playing an integral role in creating an environment that attracts and retains top talent. ; Consumer Data Over 300 consumer attributes updated in real-time and compiled from over 100 sources. Team leaders are extremely supportive and other support teams are great to work alongside. A strong jobs report may lead to higher stock prices as investors feel confident about the direction of the economy. Not-for-profit corporations. The board of an NFP is at the top of the organizational structure and ultimately responsible for the organization’s oversight and strategic direction. Contact Sales Find an Office Connect with NFP's dedicated team for personalized insurance & risk management solutions. Many of our customers start their Salesforce journey with Nonprofit Cloud, which takes the world’s #1 AI CRM and reimagines it for your nonprofit organization. 819 likes · 2 talking about this. 925. In today’s rapidly changing business environment, you need an insurance company you can count on. NFP Canada | 10,731 followers on LinkedIn. We would like to show you a description here but the site won’t allow us. Add paragraph 958-205-45-36 and its related heading, with a link to transition. Our Super Regional LTL Shipping service allows businesses to ship both inter- and intra-regionally with the most competitive transit times and pricing available. From running a Charities/NFP division… Liked by Snehal M. MLS #1858024. Call for a quote: 1-855-388-1771. – A description of the claim. Jay Cavanagh Director, Wealth Transfer Jay Cavanagh Director, Wealth Transfer Jay is a director of the Wealth Transfer team at NFP’s Minnesota office, formerly The KNW Group, where he was a managing partner and cofounder. Nonprofit or non-governmental organization with recognized legal status in their respective country (equal to 501 (c) (3) status under the United States Internal Revenue Code); Public library that provides general library services without charge to all residents. Pour une assistance immédiate, contactez un spécialiste NFP au. Suivez l’actualité en direct : information, nouvelles internationales, nationales et régionales, audio, vidéo, dossiers en profondeur et analyses. Invite Share. 1. 3. 454 to B. NFL+ exists within the NFL app and NFL. File your annual returns. Corporations Canada has also developed an online interactive tool called a By-law builder: not. EMMA is a service of the Municipal Securities Rulemaking Board, which protects investors, state and local governments, and the public interest. We enable client success through specialized expertise, innovative technologies, and enduring relationships with highly rated insurers, vendors and financial institutions across the globe. Broadly speaking, an NFP home insurance policy covers: Damage or loss to your home. The version of Microsoft 365 is not available in your country/region. 1. When available, the Broadcom USH w/swipe sensor drivers are in the Dell ControlVault Driver, Dell ControlVault2 Driver and Firmware, or Dell ControlVault3 Driver and Firmware files. Trisura is that company. This news comes after the March. An NFP shall apply the pending content that links to this paragraph retrospectively to all periods presented. 7179. . | NFP is a leading insurance broker and consultant providing specialized business and personal insurance, group benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. $40. TORONTO - June 30, 2022 - NFP, a leading property and casualty broker, benefits consultant, wealth manager and retirement advisor, today announced it has entered into an agreement to acquire Newport Private Wealth Inc . Microsoft 365 Business Premium grant available free for up to 10 users and discounted pricing for additional users. A corporation key will eventually become mandatory to file. NFL Network's Adam Rank and Patrick Claybon explain why they think San Francisco 49er Christian McCaffrey and Philadelphia Eagle D'Andre Swift will be the highest-scoring running backs in fantasy football during Week 12 of the 2023 regular season. NFP Canada brings together leading-edge thinking, preferred carrier relationships, best-in-class products, advanced benchmarking, analysis tools, and comprehensive decision and implementation support. Les risques complexes feront toujours partie de la vie, et bien les gérer nécessite une expertise spécialisée — une telle expertise comprend ce dont vous avez besoin pour protéger tout ce que vous avez construit. ( Foster Park ). While the Okanagan unhoused community has to face a myriad of issues to answer their basic human. Canva for Nonprofits gives you and your team access to Canva for Teams' premium features for free, which includes the following: Access to premium images, videos, music, and other graphics. The streaming service is accessible on all smart TVs, mobile devices, computers and game consoles. Better solutions are closer than you think. Public Company. El total de nóminas no agrícolas representa aproximadamente el 80% de los trabajadores que producen la totalidad del producto interior bruto de Estados Unidos. 00. The % DV is a quick reference to tell you if a food product contains a little or a lot of a certain nutrient: 5% DV or less is a little. 180K. 11/12/2023 4:10 PM. The effective date of this change is the date it is approved by the directors. This method is usually the fastest way to get the information. IThe most common NFP Canada email format is [first]. The nonfarm payroll report can have a significant impact on financial markets. Based on the aggregate responses, we will hold in person and web based education workshops covering a wide range of topics including but not limited to: college planning, investment basics, how to manage debt, planning to buy a home, etc. Headquarters. Bienvenue sur le site de surplus d’inventaire des Fonds non publics de la 2e Division du Canada. Our partners make it their goal to help accelerate your mission. If you have any issues, you. To be an effective leader in business, you must possess traits that extend beyond management duties. A New Bar for Derivative Settlements. NFP is an insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual solutions through licensed. Fast growth means there is still leadership development and manager training needed to support that growth. ServiceNow PW Reset Request. Visit Website. The paperwork requirements for nonprofit organizations is extensive. 2, Suite 600. Business Data Access over 400 attributes about millions US and Canadian businesses, in real-time. Step 1 – The board of directors initiates a change to a general by-law. 5. Sign in with your account. Get Directions. A leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. NFP. OD's single-source operation helps you manage your domestic LTL freight shipping needs with confidence. Lopez's Phone Number and Email. As a specialist brand of Allianz Partners, the world’s largest travel insurance and assistance provider, they are also far reaching. A central login page for a number of NFP's various products. Find support and tools to help troubleshoot any issues you may be having with Acuity Brands products. Damage, theft or loss of your personal possessions. events. Learn more about NFP Canada, a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. | NFP is a leading insurance broker and consultant providing specialized business and personal insurance, group benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. Fill out this form to send us a message or call us at 1-844-811-1118. All Rights Reserved. 3140 S Rainbow Blvd #400. , a Toronto-based private wealth management firm with approximately $4. Leadership is the art of motivating a group of people to act toward achieving a common objective. 1,730 Reviews. Keeping you and your family safe is always our top priority. 5) to cover on the road against the Cincinnati. CT: Email: [email protected]. Visit Microsoft Store to find out which versions of Microsoft 365 are available in your country/region. NFP Canada : Everything you need to know. Business Data Access over 400 attributes about millions US and Canadian businesses, in real-time. Totalis consolidates top specialty underwriters into a single integrated. This publication helps not-for-profits ensure their organization is well governed by directors with the right knowledge and experience, complemented with diverse viewpoints and fresh ideas. NFP Canada : Everything you need to know. Our worldwide team draws from decades of experience to bring you the best products, services and experiences. Call for a quote: 1-855-388-1771. NEW YORK, September 26, 2023 — NFP, a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor, today introduced Totalis Program Underwriters (Totalis), a new brand for its specialty program business. m.